3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Latonya Nichols REALTOR

I am a city girl with a southern upbringing. I was born and raised in Detroit, Michigan in a family full of carpenters and skilled tradesmen. As a young lady, I was always surrounded by construction and shop talk. This developed my love for renovation and the thrill of watching a handyman transform a house into a beautiful home. At the age of 19, I married a wonderful man! We bought our first fixer-upper and oh what a joy! It has been marital and real-estate bliss ever since. My husband and I moved to North Carolina in 2006, where I obtained my real-estate license. I specialize in uncovering opportunity and options to help individuals achieve their real-estate goals. My passion is to help those enjoy and love the possibilities real-estate can provide!

  • Direct: 919-317-4304
  • Cell: 919-696-5999
  • Fax: 919-653-4808
  • Email: nicholsl@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity